Klarna
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If I am being real with you, at first I did not expect to like Klarna much as a casino payment option. Because it’s a BNPL (buy now, pay later) service, I have used it a lot of times for shopping – but online gambling wise, it’s kind of an odd fit. The reason behind it is that you cannot use Klarna’s BNPL or credit products on gambling sites. What actually works is its direct bank transfer service which lets you deposit cash you already have into a casino wallet almost instantly. On the good side, it’s quick, simple and feels safer than typing in a card number. But on the flip side, you don’t get the flexibility that Klarna has elsewhere.
Hristijan Loleski
Written by: Hristijan Loleski
Last updated on: February 6, 2026
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Top Casino Picks that Support Klarna
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Number of games
Providers
Minimum Deposit
Maximum Withdrawl
Payout time
Wagering Requirement
Loyalty Program
Jackpot Games
Welcome Bonus
Other Bonuses
Number of games
Providers
Minimum Deposit
Maximum Withdrawl
Payout time
Wagering Requirement
Loyalty Program
Jackpot Games
Welcome Bonus
Other Bonuses 
Number of games
Providers
Minimum Deposit
Maximum Withdrawl
Payout time
Wagering Requirement
Loyalty Program
Jackpot Games
Welcome Bonus
Other Bonuses
Number of games
Providers
Minimum Deposit
Maximum Withdrawl
Payout time
Wagering Requirement
Loyalty Program
Jackpot Games
Welcome Bonus
Other Bonuses Latest Klarna Updates
As regulations tighten and the company refines how its services can be used in terms of gambling, Klarna’s role in online casino payments continues to evolve. This section covers the most relevant recent updates that impact casino players, including policy clarifications, market changes, and developments that affect deposits, availability, and overall usability at online casinos.
Klarna teamed up with OnePay in the U.S. to offer installment loans at Walmart – a move that’s big for its retail footprint, and while not casino-related, it shows the company is pushing into more traditional credit markets this year.
Klarna themselves publicly clarified that you cannot use Buy Now Pay Later or credit products on gambling sites – it’s flat out prohibited in regions like the UK, and any claim otherwise is incorrect.
Some banks (like Monzo in the UK) have extended gambling blocks even to direct transfer services like Sofort/Klarna, meaning these deposits can be declined if your bank enforces a block on gambling.
Klarna Security
Security to me, is one of Klarna’s strongest selling points for casino use. It’s not perfect, but it is also far cleaner than dropping card information everywhere. Never having to input my debit or credit card directly into a casino’s cashier page sits really well with me – Klarna handles it all and your banking login goes only through your own financial institution, not the casino.
Most transfers are protected by two-factor authentication (code sent to your phone) and bank-grade encryption. Klarna’s BNPL platform has been misused for identity-theft scams in e-commerce, which poses a risk to be aware of outside gambling – but it’s less relevant when you’re just using the direct-bank-transfer function to deposit.
Bank-level encryption on all transactions, and two-factor authentication required for approvals.
No direct sharing of bank or card details with casinos.
Transparent deposit tracking in app + bank statement.
How to Set Up Klarna for Online Casinos – A Step-by-Step Guide
Setting up a Klarna account is quick and straightforward, which allows you to use Klarna Pay Now for online casino deposits. The steps given below guide you through account creation and verification. Once you’re all set up, you can fund your casino balance securely without using a credit or debit card.
- Go to the Klarna website or download the Klarna app from the app store
- Click on Sign Up or Create Account
- Fill in your email address and mobile phone number
- Once you receive the one-time code (OTP), verify your phone number
- Fill in your personal details (full name, date of birth, and address)
- Link your bank account to enable Klarna Pay Now
- If there are any identity verifications, complete them
- Review and accept Klarna’s terms and conditions
- You are now fully set up and the Klarna account is ready to use
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Klarna Deposits and Withdrawals
Using the Pay Now option, Klarna works as a direct bank transfer payment method at online casinos and it allows players to instantly deposit their funds. Instead of card details getting entered, deposits are approved through Klarna and your linked bank. Withdrawals aren’t supported and they must be processed by an alternative payment method – in other words, Klarna can be used for deposits only. It is not a complete solution, but for funding casino accounts, Klarna is a fast and secure option.
Deposit with Klarna
- Processing Time: Instant
- Typical Minimum: Around €10
- Maximum: Usually €5,000 (depends on casino)
- Fees: None from Klarna itself (bank fees may apply)
Withdrawals with Klarna
- Maximum: Not supported
- Details Required: N/A
- Fees: N/A – but you’ll need a different method for cashing out.
Best Klarna Casino Bonuses
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Although not universal, bonuses with Klarna can be decent – and available more often than with some e-wallets like Skrill or Neteller, which are sometimes excluded from casino promotions. The key detail is that depending on the site’s terms, bonuses may be tied to Klarna deposits. Always make sure to read the terms, to make sure that your site of choice deems Klarna deposits eligible for their promotions.
Klarna Welcome Bonus
Casinos that accept Klarna often let you claim a standard welcome match – e.g., “100% up to €/$300 on your first deposit using Klarna, plus 50 free spins.” This is pretty typical and a good way to stack value up front.
Klarna Reload Bonus
Existing players can sometimes get a reload bonus on Klarna deposits – like “20% match every Friday.” It’s not guaranteed, but I’ve seen it multiple times when browsing offers.
Klarna Cashback Deals
Some casinos tie special cashback promos to certain deposit methods – and Klarna occasionally shows up in that list, especially seasonal promotions around holidays or big sporting events.
Casino Crest Verdict
The reality of the situation is that Klarna is a solid deposit option for online casinos, but it isn’t a full-service solution. I personally appreciate the way it feels cleaner compared to throwing my card around casino sites – alongside being fast, secure, and easy to use. It doesn’t cost much and it ticks a lot of boxes.
However, there are some real limitations to it – there’s no withdrawals and no BNPL flexibility which might be a small letdown. It’s also region-limited, so depending on where you live, Klarna might be a no go.
All truth be told, I’d say Klarna is well worth having in your casino wallet alongside other methods. It’s reliable and does get the job done – as long as you don’t treat it like a one-stop solution.
Frequently Asked Questions
No. Klarna’s credit or BNPL plans can’t be used on gambling sites – only the direct Pay Now / banking transfer feature works here.
Typically, no. Klarna doesn’t charge fees for deposits; any costs are usually from your own bank.
Klarna’s system is designed for payments to merchants, not for cash out. Withdrawals are simply not supported.
In my experience, yes – you never share card details with the casino itself, and the transaction goes through a secure bank-verified process.
